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Banks need capital and they aren't getting all they need from TARP. They could raise more capital by selling stock. However, its much easier to not renew loans, even performing loans from customers with good credit. Reduced outstanding loans means more capital. And they won't care that they spoil their relationship with you or that you'll never do business with them again.
If this concerns you, call us and let's form a strategy for you before they demand payment of your loan.
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